For future monthly budgets, however, I recommend that you start tracking your expenses – all of your expenses – starting now.Ĭalculate the amount spent for each of the Printable Budget Forms’ Categories and notate it either on the form (there is plenty of room on each line) or on a separate piece of paper. In this case, for your first budget, you will have to make some guesses as to how much you spend with cash. If you use cash, it can be a bit more difficult to track your money – especially if you don’t keep receipts.
Gather as much information as you can about your expenditures. The best way to ensure you calculate your expenses accurately is to look at past credit card statement, bank statements and other bills. Need More Help With Budgeting and Bill Pay?īe sure to check out these other free printables.Calculating Expenses on your Free Budget Planner Template
If you’re having trouble printing or editing one of our printables, click here for help. Many web browsers have their own built-in PDF viewers, but they tend to be buggy. If you save it, you’ll be able to tweak it throughout the month, if you need to. Once you’re happy with your budget, print it out, or save it to a device. Make those things a part of your budget, and you’re much more likely to follow through with them. Since we’re all about side hustles, saving and paying off debt around here, you’ll also see that this budget worksheet has room to enter multiple income streams, and to plan how much you’re going to save and pay off this month. To budget for expenses that you only pay once a year, just divide those costs by 12 to arrive at their monthly cost to you. You want your budget to reflect your true out of pocket costs for the month. Also leave off health, life, dental, vision and disability insurance, if they’re automatically deducted from your pay.
If there’s an expense listed that doesn’t pertain to you, just enter a zero in the field next to it.ĭon’t include homeowner’s insurance or property tax, if they’re included in your mortgage payment. Want to see how certain changes would impact your budget? Go back and tweak the numbers as many times as you’d like, and the total will continue to update. Just input your monthly income and expenses, and the worksheet will automatically crunch the numbers as you go. And it even has extra space for you to enter additional expenses. It includes lots of things that other budget worksheets leave off – stuff like streaming services, pet care and gifts. Use this printable monthly budget worksheet to create a budget that matches your lifestyle and your goals.
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